Article
LifeLock Plans & Pricing in 2026 - Is LifeLock Worth It?
Comprehensive review of LifeLock identity theft protection plans, pricing, and features. Compare LifeLock tiers to find the best protection for your needs and budget.
LifeLock has been protecting identities since 2005 and is now part of Gen Digital (formerly NortonLifeLock). With over 50 years of combined identity protection experience and millions of members, LifeLock remains one of the most recognized names in identity theft protection.
But with multiple plan tiers and varying prices, choosing the right LifeLock plan can be confusing. We’ve analyzed each tier’s features, pricing, and real-world value to help you decide if LifeLock is worth it for your needs.
Quick Comparison
| Plan | Best For | From/Month | Rating |
|---|---|---|---|
| 1. LifeLock Standard | Best Budget Option | $11.99 | ★4.6/5 |
| 2. LifeLock Advantage | Best Value | $19.99 | ★4.7/5 |
| 3. LifeLock Ultimate Plus | Most Comprehensive | $34.99 | ★4.9/5 |
| 4. Norton 360 with LifeLock Select | Best Bundle | $17.99 | ★4.8/5 |
| 5. Norton 360 with LifeLock Ultimate Plus | Best Premium Bundle | $34.99 | ★4.9/5 |
LifeLock Plans in Detail
LifeLock Standard
LifeLock Standard provides essential identity theft protection at an accessible price point. While it only monitors one credit bureau, it includes core features like SSN alerts, dark web monitoring, and access to U.S.-based restoration specialists.
Pros
- ✓Most affordable LifeLock tier
- ✓SSN and credit alerts included
- ✓Dark web monitoring for personal info
- ✓24/7 U.S.-based member support
- ✓Million Dollar Protection Package
Cons
- ✗Only monitors one credit bureau
- ✗Limited insurance coverage
- ✗No credit reports or scores
LifeLock Advantage
LifeLock Advantage adds crucial financial monitoring with bank and credit card alerts. The increased insurance coverage and annual credit report make it the sweet spot for most users seeking comprehensive protection without premium pricing.
Pros
- ✓Bank and credit card activity alerts
- ✓Annual credit report and score
- ✓Fictitious identity monitoring
- ✓Up to $100K stolen funds reimbursement
- ✓Data broker removal requests
Cons
- ✗Still only one-bureau monitoring
- ✗Annual (not monthly) credit reports
- ✗Higher price than basic competitors
LifeLock Ultimate Plus
LifeLock Ultimate Plus delivers the most comprehensive protection in the LifeLock lineup. With three-bureau monitoring, monthly credit scores, investment alerts, and $1 million coverage, it's designed for those wanting maximum identity security.
Pros
- ✓Three-bureau credit monitoring
- ✓Monthly credit scores from all bureaus
- ✓Investment and 401(k) activity alerts
- ✓Up to $1 million coverage
- ✓Priority access to restoration team
Cons
- ✗Significantly more expensive
- ✗May be overkill for basic needs
- ✗Price increases after first year
Norton 360 with LifeLock Select
Norton 360 with LifeLock Select combines industry-leading antivirus protection with identity theft monitoring. If you need both device security and identity protection, this bundle delivers exceptional value.
Pros
- ✓Includes full Norton 360 antivirus
- ✓Secure VPN for online privacy
- ✓Password manager included
- ✓PC cloud backup (50GB)
- ✓Excellent value for device + ID protection
Cons
- ✗Basic LifeLock features only
- ✗Lower insurance limits
- ✗Must want antivirus to maximize value
Norton 360 with LifeLock Ultimate Plus
Norton 360 with LifeLock Ultimate Plus is the most comprehensive security package available, combining top-tier identity protection with advanced cybersecurity. Ideal for families wanting complete digital protection across all devices.
Pros
- ✓Complete identity + cyber protection
- ✓Covers unlimited devices
- ✓Three-bureau credit monitoring
- ✓Up to $1 million coverage
- ✓250GB secure cloud backup
Cons
- ✗Premium pricing
- ✗Feature overlap if you have existing antivirus
- ✗Annual price increases
Is LifeLock Worth It?
LifeLock is worth it if you value convenience and comprehensive protection from a trusted brand. Here’s who benefits most:
LifeLock is worth it if you:
- Want identity protection from an established, reputable company
- Need the convenience of bundled Norton antivirus + identity protection
- Value 24/7 U.S.-based customer support
- Want restoration specialists to handle recovery if theft occurs
- Prefer paying for peace of mind over DIY monitoring
LifeLock may not be worth it if you:
- Are on a tight budget (competitors offer similar features for less)
- Only need basic credit monitoring (free services exist)
- Already have separate antivirus software you’re happy with
- Are comfortable with DIY identity monitoring
LifeLock vs. Competitors
| Feature | LifeLock Ultimate Plus | Aura | Identity Guard |
|---|---|---|---|
| Monthly Price | $34.99 | $12.00 | $8.99 |
| Credit Bureaus | 3 | 3 | 3 |
| Insurance | $1M | $1M | $1M |
| Dark Web Monitoring | Yes | Yes | Yes |
| VPN Included | With Norton bundle | Yes | No |
| Family Plans | Yes | Yes | Yes |
Frequently Asked Questions
How much does LifeLock cost per month?
LifeLock plans range from $11.99/month for Standard to $34.99/month for Ultimate Plus. Norton 360 bundles with LifeLock start at $17.99/month. Annual plans offer savings compared to monthly billing, though first-year promotional rates increase at renewal.
Does LifeLock actually work?
Yes, LifeLock actively monitors your identity across credit bureaus, the dark web, and financial accounts. When suspicious activity is detected, you receive alerts and can work with restoration specialists if needed. However, no service can prevent all identity theft—LifeLock focuses on early detection and recovery assistance.
Can I cancel LifeLock anytime?
Yes, LifeLock offers a 60-day money-back guarantee for new members. After that, you can cancel anytime, though refunds are prorated. Annual plan members should note that canceling mid-term may result in partial refunds depending on timing.
Is LifeLock better than credit monitoring?
LifeLock includes credit monitoring but goes further with dark web surveillance, SSN monitoring, and identity restoration support. Basic credit monitoring only tracks your credit reports, while LifeLock provides comprehensive identity protection including insurance coverage for stolen funds.
Does LifeLock include antivirus?
Standalone LifeLock plans don’t include antivirus. However, Norton 360 with LifeLock bundles combine identity protection with Norton’s antivirus, VPN, password manager, and cloud backup—providing comprehensive digital security.